It can be difficult managing daily living with a poor credit score or none at all. Buying a house, a new car, even renting an apartment can seem impossible. So you buy things that are inexpensive that you can pay for with cash. Furniture, clothing, household appliances are often secondhand. They may not be the latest and greatest but they function and you can obtain them. Without credit, you learn to scrimp and skimp, purchasing things that are just OK. This works and many people do it but there are some things you can’t skimp on. When safety is involved, you have to find a way.
Transportation
If you live in a city with a good mass transit system, you’re in luck. You can get around without a car. That saves you a lot of money while still allowing you to get to work and to shopping and anyplace else you or your family need to go. But if you live in a suburban or rural area, it’s not so easy. There may be no public transportation at all or a limited system that doesn’t suit your needs. You need a vehicle. New cars and even late-model used ones can be expensive. You need credit to buy one. So you purchase a very old car with high mileage just to get around in. It needs work frequently, has no radio but is safe and as reliable as you can expect. You can do without the premium sound system, heated seats, and built-in GPS but there is one thing you should not skimp on. New tires.
Tires Are Part of Safety
Tires are not accessories. They are an essential part of the safe operation of a motor vehicle. They are tasked with keeping your car gripped to the road. This allows you to safely and effectively accelerate, turn and most importantly stop.
Tires have treads that channel away water when it rains to prevent hydroplaning. Treads wear out over time and the tires are eventually unsafe and illegal in some states. For this reason, it’s a bad idea to buy used tires to save a few bucks. You also don’t want tires with leaks. Underinflated tires do not grip well and eventually go completely flat.
Buy New With No Credit
Quality tires can be expensive. If you don’t have a good credit score, you may feel that you cannot possibly pay for a new set. Fear not. They are tire stores that work with you using third-party lenders who will finance your tires. You can get a new and safe set of quality tires and use a payment plan to finish the purchase over time. An internet search will locate these stores and you can be on the road and safe.
With no credit, it is hard to purchase expensive items. Many people do without. But don’t skimp on tires. Find a store that will finance them for you even without good credit. It could save your life or that of someone you love.